Compare choices and select the smartest one for you personally from three available types of auto loan. OP auto loans are often affordable, flexible and safe.

Financial Loan

Many affordable interest

• Owner-occupied apartment or any other assets as security
• For many banks’ clients
• No predetermined maximum quantity
• Typical interest rate 2–5 %

Credit Rating

The option– that are fastest money in to your account instantly

• No requirement for collateral or guarantors
• Just for OP clients
• Max. 15,000 euros
• Typical interest rate 6–8 per cent

Hire Buy

For many banks’ clients

• The vehicle to be purchased as collateral for funding
• For many banking institutions’ clients

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• No predetermined maximum quantity
• Typical interest rate 2–7%

Would you first desire to calculate the monthly payment of one’s car finance?

Numerous means to fund a moto automobile – from us you may get car finance that is ideal for your

You are able to submit an application for three various kinds of auto loan from OP. They change from one another with regards to security, rate of interest and loan amount that is maximum. You can choose from a car that is secured, an unsecured car finance and an automobile hire purchase. We could certainly provide you with probably the most way that is suitable fund a vehicle.

Trying to get auto loan from OP makes sense. We never apply concealed interest or any other fees. As an OP owner-customer, you will definitely constantly make OP bonuses by way of auto loan with us.

Secured car finance – choose Bank Loan

By having a guaranteed financial loan, you will get the automobile in your name immediately, in the interest rate that is smartest available on the market. You’ll need security for the loan, such as for example an owner-occupied house, a vacation house, deposits or securities.

The attention price for a financial loan is normally 2–5%. You can easily make an application for a guaranteed loan starting from 8,000 euros, without any top restriction. File financing application online; you shall get that loan decision within 1–3 times.

You can easily make an application for a guaranteed Bank Loan even although you aren’t an OP client.

Unsecured auto loan – choose Special Consumer Credit

You will get the money into your account quickly and you can buy the car wherever you want if you want to finance your car with Special Consumer Credit.

You could get auto loan all the way to 15,000 euros without security. Only OP clients can use for the Special Consumer that is unsecured Credit. The credit rate of interest is normally 6–8%.

Make an application for the credit on the web. Typically, you’re going to get that loan decision and provide straight away. Once you have browse the loan conditions and terms, you can easily accept the offer on op.fi and you may obtain the cash for your requirements immediately.

With hire purchase, you are able to purchase a car or truck effortlessly and conveniently from a car or truck dealer

Once you purchase car with hire purchase, the automobile to be purchased functions as security for the funding. You certainly do not need any collateral that is additional guarantors. OP will possess the automobile before the hire-purchase that is last has been compensated.

What’s the car loan that is cheapest?

Whenever choosing car finance, pay attention to the last costs that are overall. There’s more to loans as compared to interest rate or establishment cost. Typically, you are charged a credit establishment charge, a managing interest and fee, and these shouldn’t be contrasted individually. That loan using the cheapest establishment charge is definitely not the lowest priced choice with time.

Utilize the OP car loans calculator to effortlessly begin to see the total interest and costs of the auto loan. The calculator assists you want a loan duration that is ideal for both you and determines the interest that is effective for every car finance alternative.

Just just What impacts the attention price and cost of a motor auto loan?

The attention price and cost of one’s car finance are influenced by the mortgage quantity and whether going for that loan with or without security. The attention price of financing with security is definitely less than that of a loan that is unsecured.

Make an application for an auto loan on the internet and get a determination quickly

No matter which style of automobile funding you decide on, fill in and submit the loan application on line. You certainly will always have the car finance choice quickly.

Earn OP bonuses via car finance

Being an owner-customer, you can expect to make OP bonuses by way of car loan with us. You should use bonuses to pay for, say, your automobile insurance fees. As an example, when you have a loan of 15,000 euros with us, you are eligible for OP bonuses well worth 37.50 euros when it comes to very first 12 months.