How It Operates

The Payoff Loan gives you the ability to lessen numerous high-interest payments into one low-rate payment that is monthly.

An Easy Application Process

Look at your price in as low as three minutes.

Always Check Your Price

There are not any application charges or commitments, plus it will not influence your credit rating.

Select Your Terms

Choose the offer that really works most effective for you and complete the application. See our prices and terms.

Validate Your Information

Review your terms, confirm your information and eSign your loan papers. Discover what you’ll want to get authorized.

Receive Your Funds

Your funds to cover down your charge card balances may be electronically deposited into the account.

The way the Payoff Loan Even Compares To Charge Cards

The Payoff Loan	Charge Cards
Dedicated To Getting You Away From Debt
Fixed Monthly Obligations
No Later Payment Fees
Designed to Help Raise Your FICO Rating *

5 / 5 Stars on Lending Tree

4.7 / 5 Stars on Credit Karma

Great things about a Payoff Loan

Much Better Than Credit

Reduced prices than credit cards that are most and fig loans customizable loan terms.

Easy and simple

Just one, fixed, and affordable payment per month to simplify your lifetime.

Credit Increase

Paying down your charge cards will help boost your credit score by 40+ points. *

Personal Service

Keep in touch with the friendly and helpful individuals in our Costa Mesa, CA office.

Fast Application

All it will take is just a minutes that are few look at your rate online.

Dedicated to Charge Cards

Our loans are created specifically that will help you eradicate high-interest personal credit card debt.

Typical Issues About The Payoff Loan. What’s the Payoff Loan?

The Payoff Loan is just a loan that is personal $5,000 and $35,000 built to expel or reduce your charge card balances. The Payoff Loan was created to enable you to take over of the funds and pay your bank cards down faster. This is certainly permitted by consolidating your high-interest card balances into one payment that is monthly a fixed rate and term.

Will checking my rate for the loan that is payoff my credit?

Checking your Payoff Loan price will perhaps maybe maybe not harm your credit. Appropriate before you finalize your Payoff Loan, we operate a difficult inquiry, that may impact your credit. But very good news, our users see the average FICO Score enhance of 40 points *.

What’s the approval requirements for the Payoff Loan?

We are transparent about our approval requirements, therefore we encourage you to definitely review the approval that is main right here before you distribute the job.

Prepared to Get Going?

Always check your price in less than three full minutes.

Checking your price will not harm your credit rating.

Find Out About

* considering a report of Payoff people between February 2019 and August 2019. Payoff users, who paid down at the least $5,000 in charge card balances, saw an increase that is average their FICO ® rating of 40 points within four months of receiving the Payoff ® Loan. Specific outcomes can vary.

3200 Park Center Drive, Ste. 800Costa Mesa, CA 92626

Bank Cards

Happy Cash

Payoff works with Lending Partners whom originate loans. Specific borrowers should be at the least 18 years old and possess a valid social safety quantity and a checking account that is valid. All loans are at the mercy of credit approval and review. Your real price is dependent upon credit rating, loan quantity, loan term, credit use, credit rating, and state of residence. Presently loans aren’t offered in: MA, MS, NE, NV, and WV. Our mailing target is: Payoff, Inc., 3200 Park Center Drive, STE 800, Costa Mesa, CA 92626.

Payoff offers fixed prices between 5.99% APR and 24.99% APR for loan quantities from $5,000 to $35,000. Minimal price for loan quantities above $15,000 is 6.99% APR. Minimal loan quantity and APR can vary in some states. Please see our prices and Terms web page for particular details.